Address
30021 Tomas St Suite 300
Rancho Santa Margarita, CA 92688
Kenosha Wisconsin residents: stop letting debt control your life. APFSC provides expert Debt Management to help you take back control. Our personal loan payoff team works directly with your creditors to secure lower rates and create a clear path to financial freedom.
- Complimentary Credit Report Analysis
- Free Debt Management Session
- Custom Repayment Strategy
APFSC is a federally approved nonprofit personal loan payoff serving Kenosha and all of Wisconsin. Every counseling session is completely free, in full compliance with federal and state regulations.
Approved agency for all major creditors including
What We Help With — and How
At APFSC, our goal is simple: help you break free from overwhelming debt without filing for bankruptcy or taking out more loans.
Our certified counselors work with your creditors to reduce interest rates, stop late fees, and simplify your payments into one affordable monthly plan. Whether you’re behind on bills or just need help organizing your finances — we’re here to create a clear path forward.
If you’re feeling stuck, stressed, or unsure what to do next — this is where your fresh start begins.
How does it work?
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Why APFSC Is the Right Choice for credit card management in Wisconsin
APFSC is committed to offering the very best Debt Management program available to residents of Kenosha, Wisconsin. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education. We understand the emotional burden that debt can place on a person. Reach out today for a free consultation and let us build a personalized plan for medical bill management.
Benefits of Debt Management With APFSC in Kenosha
- Reduce your interest rates, meaning you will pay less each month
- Interest rate reduction without negatively impacting your current payment or credit history
- Eliminate credit card balances faster through a structured Debt Management plan
- Consolidate into one easy payment — no more juggling multiple bills each month
- Improve your money management skills
- Questions? Our friendly support team is just a phone call away
Pay Off Debt Years Sooner
Reduced APR on Your Debt
Save Thousands Of Dollars
Protect Your Credit Score
Frequently Asked Questions About Debt Management in Kenosha
Still have questions about credit card management in Kenosha? We’re here to help!
If you need more information or personalized guidance, feel free to reach out.
Can I qualify for debt relief with bad credit?
Yes! Many Kenosha Wisconsin residents who enroll in our program have struggled with their credit. We’re here to help you move forward.
Will a debt relief plan hurt my credit score?
There may be a small initial dip, but as you make consistent payments through our Debt Management program, most Kenosha clients see their scores improve.
Can I use my credit cards while enrolled?
Not during enrollment — the Debt Management program requires closing or pausing active cards so you can focus entirely on medical bill management.
Is there a cost to enroll in a debt relief program?
Free consultations for Kenosha Wisconsin residents. Enrollment fees are minimal — and the savings on interest alone far outweigh the cost.
What kinds of debt are eligible?
Our Debt Management program covers credit cards, personal loans, medical bills, and most unsecured debts. Secured debts like mortgages are not eligible.
How long does the process take?
Most clients complete the program in 3–5 years, depending on their total debt and monthly budget.
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Email Address
© 2017 – 2025 American Pacific Financial Services Corp (APFSC). All rights reserved. APFSC does not loan money.