Address
30021 Tomas St Suite 300
Rancho Santa Margarita, CA 92688
Marietta Georgia residents: stop letting debt control your life. APFSC provides expert Debt Relief to help you take back control. Our high balance help team works directly with your creditors to secure lower rates and create a clear path to financial freedom.
- Free Credit Report Review
- Free Debt Relief Session
- Personalized Debt Payoff Plan
As a DOJ-approved 501(c)(3) nonprofit, APFSC provides trusted Debt Relief services. Our Debt Relief sessions are provided at no cost, meeting all federal and state requirements.
Approved agency for all major creditors including
What We Help With — and How
At APFSC, our goal is simple: help you break free from overwhelming debt without filing for bankruptcy or taking out more loans.
Our certified counselors work with your creditors to reduce interest rates, stop late fees, and simplify your payments into one affordable monthly plan. Whether you’re behind on bills or just need help organizing your finances — we’re here to create a clear path forward.
If you’re feeling stuck, stressed, or unsure what to do next — this is where your fresh start begins.
How does it work?
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Why Marietta Georgia Residents Trust APFSC
If you're looking for credit card debt relief in Marietta, APFSC offers a proven Debt Relief program built on trust and results. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education. Debt affects more than your finances — it impacts your daily life, and we're here to help. Reach out today for a free consultation and let us build a personalized plan for reduce what you owe.
How Debt Relief From APFSC Benefits You in Georgia
- Get stop collection calls — significantly reducing what you pay each month in Marietta
- Achieve stop collection calls without any negative effect on your credit score or payment record
- Eliminate credit card balances faster through a structured Debt Relief plan
- One monthly payment, with a payment date to match your schedule
- Build lasting financial habits with our expert counseling and education resources
- Customer Service Hotline to answer your questions
Shorten Your Debt Timeline
Interest Rate Reduction
Thousands in Potential Savings
Protect Your Credit Score
Frequently Asked Questions About Debt Relief in Marietta
Still have questions about credit card debt relief in Marietta? We’re here to help!
If you need more information or personalized guidance, feel free to reach out.
Can I qualify for debt relief with bad credit?
Yes — most people who qualify for our programs have less-than-perfect credit. In fact, that’s exactly who we’re here to help.
Will a debt relief plan hurt my credit score?
There may be a small initial dip, but as you make consistent payments through our Debt Relief program, most Marietta clients see their scores improve.
Can I use my credit cards while enrolled?
Not during enrollment — the Debt Relief program requires closing or pausing active cards so you can focus entirely on reduce what you owe.
Is there a cost to enroll in a debt relief program?
Free consultations for Marietta Georgia residents. Enrollment fees are minimal — and the savings on interest alone far outweigh the cost.
What kinds of debt are eligible?
Credit cards, personal loans, medical bills, and some types of unsecured debt. Secured debts (like mortgages) are not included.
How long does the process take?
Most Marietta clients are debt-free within 3–5 years. Your timeline depends on your total balance and the payment plan we build together.
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Email Address
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